Other Loan Repayment Options

Alaska’s SHARP Program provides one support-for-service option for clinicians seeking loan repayment or scholarship opportunities. If you applied for SHARP but did not receive a placement, or you are interested in other loan repayment options, this page provides some possibilities.

National Health Service Corps


Licensed health care providers may earn up to $50,000 toward student loans in exchange for a two-year commitment through the NHSC Loan Repayment Program (NHSC LRP). Health professionals participating in the NHSC LRP may serve as primary care medical, dental, or mental/behavioral health clinicians at an approved NHSC site. Accepted participants must find a position at an NHSC-approved site and fulfill a 2-year commitment. Grantees may choose to serve longer for additional loan repayment support.

The Students to Service Program accepts students in their last year of medical school and provides tuition and loan repayment assistance. In return, students commit to serving for a minimum of three years in a Health Professional Shortage Area. accepts students in their last year of medical school and provides tuition and loan repayment assistance. In return, students commit to serving for a minimum of three years in a Health Professional Shortage Area.

National Health Service Corps Students to Service Program

The National Health Service Corps Students to Service (S2S) Loan Repayment Program is open to medical (M.D. or D.O.) and dental (D.D.S. or D.M.D.) students in their final year of school who are planning a career in primary care. S2S award recipients receive up to $120,000 tax free for at least three years of full-time service at a NHSC approved site in a Health Professional Shortage Area. For more information use the link Students to Service Program.

Indian Health Service Loan Repayment Program

The IHS Loan Repayment Program awards up to $40,000 for the repayment of qualified student loans in exchange for an initial two-year service commitment to practice at an approved site.

Indian Health Service Loan Repayment Site Scores. 

The I.H.S. assigns site scores to health facilities based on need. Go to the following link for more information on site scores, list of site scores, and how they are used.

Indian Health Service Site Scores

Nurse Corps Loan Repayment Program

The Nurse Corps Loan Repayment Program provides registered nurses (including advanced practice registered nurses and nursing faculty) with the opportunity to pay off 60 percent of unpaid nursing student loans in two years, with further repayment available for an optional third year. Check their website for more details.

Nurse Corps Scholarship Program

The HRSA Nurse Corps Scholarship Program enables students enrolled in nursing programs to receive funding for tuition and other educational costs in exchange for working at an eligible Critical Shortage Facility (CSF) upon graduation.

The NURSE Corps Scholarship Program application cycle is now open and will close on May 11, 2017. Click on the NURSE Corps Scholarship Program link above for more information.

Public Service Loan Forgiveness

Public Service Loan Forgiveness offers borrowers the opportunity to continue to work full-time in public service and qualify for forgiveness of the remaining balance of their Direct Loans if they have already made 120 qualifying payments. Only loans received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible.

Click on Public Service Loan Forgiveness Program for details about which loans qualify and what constitutes qualifying payments.

Click on the Federal Student Aid’s Loan Forgiveness website to obtain more information to see if you qualify.

Dental School Loan Repayment Guide

For a comprehensive list of opportunities to pay off dental school loans, select the Loan Repayment Guide for Dentists.

WWAMI Program

WWAMI is a collaboration among universities in Washington, Wyoming, Alaska, Montana and Idaho administered by the University of Washington Medical School in Seattle. Alaska students attend the first year of medical school at the University of Alaska Anchorage. The second through fourth years of medical school are spent at the University of Washington where tuition is funded by the WWAMI program. This requires the student to enter into a loan agreement and incur a loan repayment obligation. Graduating medical students can satisfy their financial obligation by returning to Alaska to practice medicine. It is possible to participate in the SHARP Program during the loan repayment period by obtaining a waiver from the WWAMI Program.

Top 10 (plus 2) Reasons Why NHSC LRP Applications Are Not Funded

  • Depleted Funding
  • Applicant’s Site is Not in a Designated HPSA
  • Applicant Has Not Provided Enough Hours Worked for Service Type Selected
  • Site Inactive or Terminated
  • Missing Required Documentation – e.g. citizenship, uploaded incorrect loan docs
  • Incorrect Proof of Citizenship
  • Reponses on Employment Verification Equal PPO and Applicant Selected Half-Time
  • Expired Clinical License
  • Start Date (to begin working) is After July 15th (or current deadline)
  • Ineligible Loans
  • Default on Federal Payment Obligations
  • Non-compliance with Current NHSC or NURSE Corps Service Obligation (Continuations & Scholars)